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December 23rd, 2010 11:59 AM

Happy Holidays to all and have a fun, safe Holiday Season.

 

 


Posted by Ralph Vincent Simon on December 23rd, 2010 11:59 AMPost a Comment (0)

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November 11th, 2010 1:24 PM
Hope all Veterans are having a great day as I am happy to have served in The USAF.

Posted by Ralph Vincent Simon on November 11th, 2010 1:24 PMPost a Comment (0)

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June 21st, 2010 7:24 AM
                       As you know there is alot of moving activity during the summer months. I'm hoping the continuous low rates and lower prices on homes and condominiums on Oahu can stimulate the market. All indicators are showing sales picking up. Although this is the time of year people move, Here is a tip for your clients/Homeowners. Make those needed repairs before the sale. Roof, Paint, Plumbing and Electrical. There are alot of FHA/VA loans and one of the setbacks is the home is not Ready for those type of loans. Make the home safe in every way. Water heater, open plugs and ceiling/J-boxes, Leaks, ETC. Always have a home inspector for any home purchase. If you prep your home for the toughest inspection, its just one step closer to selling your home in a timely manner. 

Posted by Ralph Vincent Simon on June 21st, 2010 7:24 AMPost a Comment (0)

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May 3rd, 2010 4:03 PM

Looks like with the tax credit, sales have spiked on the island so we will have to see the next month or so what happens. Summer is usually a time where careers change, the family moves, and home sales pick up. I've noticed in several area's now on Oahu that values have stabilized and in some area's increased. The main thing I tell homeowners is make sure you do the right thing and perform maintenance on your investment. I see so many homes that if they would have made the repairs or replacements. It would have made a difference. Now that summer is just around the corner get that list out, take your time and improve your investment with some maintenance.  Oh yeah, Plant some trees and flowers too. Have a great day

Vincent


Posted by Ralph Vincent Simon on May 3rd, 2010 4:03 PMPost a Comment (0)

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March 17th, 2010 9:06 AM
I hope everyone has a fun March Madness and nice Easter vacation. I found this to be a busy part of the year as folks are looking at summer renovations and that means looking for the best rate to refinance. Thanks to the buyers credit , I've noticed purchases are up and if the economy starts to turn for the better with lower unemployment. Summer could get interesting. I wish all of you the best of luck and keep positive as I see some of the changes already starting. Hang in there...

Posted by Ralph Vincent Simon on March 17th, 2010 9:06 AMPost a Comment (0)

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February 5th, 2010 9:04 AM

As you know, things have changed the past year with the new HVCC. I think it is doing some good to the profession as it is weeding out the folks who run a report mill. I do disagree with how a company was in business for 15-20 years and is in a pool with a first year graduate. Its hard to build a business and form trust with companies that know your 100% ethical and report exactly what you find. Sometimes the answers are not the best for the borrower due to market change, owners responsibility to do repairs or maintain the property to its highest level. The times are changing and I love my career. I work on presenting the facts of each individual property as it is. 

Have a great day.

Real Value Solution Appraisals


Posted by Ralph Vincent Simon on February 5th, 2010 9:04 AMPost a Comment (0)

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October 5th, 2009 12:22 PM
By now most lenders know you can order an FHA appraisal from a Certified Residential Appraiser without the middle man. This way you can be assured that the best quality FHA Appraisal will be submitted. My company has 2 FHA Approved appraisers and will be happy to service your clients needs.

Posted by Ralph Vincent Simon on October 5th, 2009 12:22 PMPost a Comment (0)

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December 15th, 2008 1:14 PM

Happy Holidays To All,

I just wanted to say I hope everyone has a safe and Happy Holiday season as the economy has been a little crazy. News comes in everyday about some sort of problem with with Wall Street and the finacial side of the industry we are working. A slow time is the time to educate. I've been attending seminars and classes to improve the quality of service to the borrower/home owner and lender. During the course of time between expiration dates of my Certification in three states, I've been trying to obtain as much information and education as I can. The states require 28 CE credit hours and I'm well over 40 for the past two years. I feel the more I learn and apply, the better the appraisal process is for you. Thats one thing about our staff is we always want more education. My most recent class is pertaining to the Green Valuation and I thought it was VERY informative for the way builders are building for the future. Makes sense as alternative energy and green materials will be in demand. Think of owning a home that the utility company pays you each month for your excess energy. In Hawaii, folks are experiencing higher energy rates and look what the state has. An abundance of Sunshine for Solar energy. Tradewinds for wind power, the ocean for hydro power. Pretty soon when the government gets smart, you should see a place like Hawaii become more dependant on natural energy. Colorado is already in the works to become the first in technological advances with builders and designers for a Net Zero home. they are out there and when you see how they work to taken care of energy costs. As all new introductions, the cost now is high. I hope America returns to manufacturing and builds plants that make these systems. This would create jobs, start on the way to preserve energy, use less oil and build homes that are more efficient. I'm rambling so I'll conclude by saying  Have a safe and Happy Holiday season from my family to yours and Happy New Year!!!!!

Thank you for a great 2008 and a prosperous 2009.


Posted by Ralph Vincent Simon on December 15th, 2008 1:14 PMPost a Comment (0)

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October 21st, 2008 5:27 PM

The end of the year is just over 60 days and thats when we all get our assessment for the property we truly love. How many times have you looked at the assessment and said, wow!!! That seems pretty high and I have to pay what!!!! We all know property values are on a roller coaster lately and why should you pay if the values of your home dropped a bit. When you receive your yearly assessment for your home and feel you may want an accurate assessment to current market conditions. Please do yourself a favor and call an appraiser to appraise your property. The money spent could save you thousands. Most local government agencies will accept a current appraisal if you feel the state is a bit generous on your property value. I just know from history, not all folks are happy with what they have to pay when they receive the annual tax assessment. Don't take neighbor Joe down the streets insight on property values in the area, get a professional, well respected valuation from a Certified Residential Appraiser. I hope everyone has a Happy, safe Halloween.

Boo!!!


Posted by Ralph Vincent Simon on October 21st, 2008 5:27 PMPost a Comment (0)

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July 23rd, 2008 5:02 PM
I received some great advice a long time ago. Give an honest days work without hanging around the water cooler talking smack, and always think of ways to better yourself with others. I'm opening a second office in the Denver area. Evergreen to be exact. Something about one extreme area to another poses a great challenge to me and my staff. Hawaii, with its beauty and warm tropical weather, Colorado, with its beauty and cool, well cold snowy winters. Big difference when your completing an appraisal. Hawaii rarely has basements, no heaters, carports over garages, materials in construction and price per sf. Colorado has the heaters, gas lines, finished or unfinished basements, % of finished basement, fireplace, land, and other external factors. This challenge has been brewing for a while and finally I get to live in both areas. Knowledge is king!!! as I'm not there or may never get there knowing everything about everything, however, I will never sit on my can and wait for knowledge to come to me, I'll go after it like a hawk stalking a mouse. In the long run I can only strive to be the most professional, confident appraiser you seek. My highest priority is to complete a credible report for a financial transaction or any other use of the appraisal you desire. With that, Have a great day and thanks again for stopping by.

Posted by Ralph Vincent Simon on July 23rd, 2008 5:02 PMPost a Comment (1)

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