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Your Home in Hawaii
April 14th, 2008 7:30 PM

Here in Hawaii we have a few obstacles when we think of our home. Weather, Bugs, and High cost of maintaining that home. It is necessary for the homeowner to be on top of the weekly, monthly and annual maintenance of your home. When its time to refinance your home or sell it, Folks get picky about every little thing about your house... Flooring, paint, roofing, windows, lighting, Solar or no solar, air conditioning, ceiling fans, I'm sure you get my drift. Most important is the body of the home, Frame, trusses, roofing, sub floor and post and piers/foundation. When we correct cosmetic features of the home, its nice on the outside. To really dig into your investment have a home inspector/construction contractor/building engineer come out and check the body, same as you would a physical. New home development has been steady in Hawaii, however, most homes are over 20 years and really starting to show damage from the weather, sun, and use of the home. I bring this up due to the fact that when someone like me comes out to inspect your home for a lender. The lender wants to know everything about that home, market area, trends, and most of all the overall condition of this hundreds of thousand dollar home. Proper maintenance takes care of all of the problems with a home that could hinder your loan process. For example, we all know it could rain buckets here in hawaii so after a storm, clear out any standing water from your foundation, check your gutters and downspouts for clogs that would back up water on the roof or side of your home, If an area keeps getting saturated in the home after a rainstorm, find out the problem to prevent mold. The problem is water trickles in the smallest holes. Ant holes, pin holes, small breaks in that old shingle roof. Take a slow walk around your home once a month and check for any start to a water saturated problem. Before a storm, check your gutters and downspouts and clear out any leaves/branches. Ensure if your on a hillside that the runoff has a clear path away from your home, check windows and frames for any leakage down the frame into the walls. All this could save you Thousands of $$$.

Good luck and protect the investment you work so hard to keep.

Mahalo for stopping by.

Aloha


Posted by Vincent Simon on April 14th, 2008 7:30 PMPost a Comment (0)

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Appraisals in The Hawaiian Islands.
April 14th, 2008 7:29 PM

Here in Hawaii we have a few obstacles when we think of our home. Weather, Bugs, and High cost of maintaining that home. It is necessary for the homeowner to be on top of the weekly, monthly and annual maintenance of your home. When its time to refinance your home or sell it, Folks get picky about every little thing about your house... Flooring, paint, roofing, windows, lighting, Solar or no solar, air conditioning, ceiling fans, I'm sure you get my drift. Most important is the body of the home, Frame, trusses, roofing, sub floor and post and piers/foundation. When we correct cosmetic features of the home, its nice on the outside. To really dig into your investment have a home inspector/construction contractor/building engineer come out and check the body, same as you would a physical. New home development has been steady in Hawaii, however, most homes are over 20 years and really starting to show damage from the weather, sun, and use of the home. I bring this up due to the fact that when someone like me comes out to inspect your home for a lender. The lender wants to know everything about that home, market area, trends, and most of all the overall condition of this hundreds of thousand dollar home. Proper maintenance takes care of all of the problems with a home that could hinder your loan process. For example, we all know it could rain buckets here in hawaii so after a storm, clear out any standing water from your foundation, check your gutters and downspouts for clogs that would back up water on the roof or side of your home, If an area keeps getting saturated in the home after a rainstorm, find out the problem to prevent mold. The problem is water trickles in the smallest holes. Ant holes, pin holes, small breaks in that old shingle roof. Take a slow walk around your home once a month and check for any start to a water saturated problem. Before a storm, check your gutters and downspouts and clear out any leaves/branches. Ensure if your on a hillside that the runoff has a clear path away from your home, check windows and frames for any leakage down the frame into the walls. All this could save you Thousands of $$$.

Good luck and protect the investment you work so hard to keep.

Mahalo for stopping by.

Aloha


Posted by Vincent Simon on April 14th, 2008 7:29 PMPost a Comment (0)

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